Resources
What you need to know, and the tools to do it now.
22 guides and 12 free tools, picked from the Pyalm library for people running a business in the UAE. Every tool is free to use with no account. When the manual version stops scaling, the same workflow is waiting for you in Pyalm Books.
UAE e-invoicing
The Ministry of Finance mandate lands in phases through 2027. These cover what is required, when, and what a compliant invoice has to contain.
Pyalm Books issues structured invoices with the mandatory PINT AE fields already in place, so the deadline is a setting rather than a project.
Start issuing compliant invoices- Guide
UAE E-Invoicing 2026: Everything Your Business Needs to Know
The full picture — scope, model, obligations and what changes for your invoicing.
Read on pyalm.com - Guide
UAE E-Invoicing Timeline 2026–2027
Every deadline by business size, so you know which one applies to you.
Read on pyalm.com - Guide
PINT AE Mandatory Fields Checklist
The complete field list a UAE e-invoice must carry to be accepted.
Read on pyalm.com - Guide
Cabinet Decision 106/2025: The Penalty Schedule
What non-compliance actually costs, from AED 100 to AED 5,000.
Read on pyalm.com - Guide
E-Invoice vs PDF Invoice
Why emailing a PDF does not meet the mandate, explained plainly.
Read on pyalm.com - Free tool
E-Invoicing Readiness Checker
Answer a short set of questions and see where your current setup falls short.
Read on pyalm.com
VAT and tax compliance
Getting the treatment right at the point of entry is what makes the return straightforward three months later.
Pyalm Books applies the correct rate per line, keeps the audit trail behind every number, and builds the return from real transactions.
Keep VAT right from the first entry- Guide
UAE VAT Accounting: A Complete Guide
How VAT flows through your books from invoice to return.
Read on pyalm.com - Guide
Zero-Rated vs Exempt Supplies
The distinction that quietly changes how much input tax you can recover.
Read on pyalm.com - Guide
Tax Invoice vs Simplified Tax Invoice
Which document you are allowed to issue, and when.
Read on pyalm.com - Guide
UAE TRN Explained
What the number is, and how to verify a counterparty's.
Read on pyalm.com - Free tool
VAT Calculator
Add or extract VAT at UAE and GCC rates.
Read on pyalm.com - Free tool
TRN Validator
Check the format of a UAE Tax Registration Number.
Read on pyalm.com
Sales documents that get you paid
Quotation, order, delivery note, invoice, receipt. Each one exists for a reason, and skipping one is usually what causes the dispute.
In Pyalm Books each document carries forward into the next — quote to order to delivery note to invoice to receipt, without retyping a line.
Run the whole cycle in one place- Guide
Quotation vs Proforma Invoice
Which one to send, and what each commits you to.
Read on pyalm.com - Guide
Invoice vs Delivery Note
What each document proves when a customer queries it.
Read on pyalm.com - Guide
Credit Note vs Debit Note
The right way to correct an invoice you have already issued.
Read on pyalm.com - Guide
Statement of Account vs Invoice
Why chasing with a statement collects more than resending invoices.
Read on pyalm.com - Free tool
Invoice Generator
Invoices, quotations, proformas and purchase orders as PDF.
Read on pyalm.com - Free tool
Statement of Account Generator
Build a customer statement from a list of open items.
Read on pyalm.com
The numbers behind the business
Margin, break-even and working capital are the three that decide whether a busy month was also a profitable one.
Pyalm Books reports profit and loss, cash flow and aging from the transactions themselves — no month-end spreadsheet rebuild.
See these numbers without rebuilding them- Guide
Profit Margin vs Markup
The confusion that quietly prices retail products below cost.
Read on pyalm.com - Guide
Break-even Analysis
Find the volume where the business starts making money.
Read on pyalm.com - Guide
Working Capital Explained
Liquidity, the current ratio, and why a profitable business still runs out of cash.
Read on pyalm.com - Free tool
Profit Margin Calculator
Work backwards from cost, margin or selling price.
Read on pyalm.com - Free tool
Business Loan EMI Calculator
Instalment, total interest and the full schedule.
Read on pyalm.com - Free tool
Bank Statement Converter
Turn a PDF statement into a spreadsheet you can reconcile.
Read on pyalm.com
Payroll and people in the UAE
End-of-service, WPS and the real cost of a hire — the parts of payroll that are specific to the UAE.
Pyalm Books records payroll runs as journal entries against the right accounts, so salary cost lands in your P&L correctly.
Post payroll straight to your books- Guide
UAE Gratuity Calculation
How end-of-service benefits accrue and are paid out.
Read on pyalm.com - Guide
Take-home Pay and True Employer Cost
What a salary actually costs once every obligation is counted.
Read on pyalm.com - Free tool
Payslip Generator
Produce a clean payslip PDF with earnings and deductions.
Read on pyalm.com - Free tool
WPS SIF Generator
Build a Wage Protection System SIF file for bank upload.
Read on pyalm.com
Outgrowing spreadsheets
Free tools and a spreadsheet carry a business a long way. These cover how to tell when they have stopped, and how to move without losing history.
This is the point Pyalm Books is built for — the same workflows you are running by hand, connected to a real set of books.
Move your books across- Guide
5 Signs You Have Outgrown Spreadsheets
The failure modes that show up right before something expensive breaks.
Read on pyalm.com - Guide
Switching Accounting Software: A Migration Checklist
What to move, in what order, and what to reconcile after.
Read on pyalm.com - Guide
Integrated POS vs Separate POS and Accounting
The reconciliation work you take on by keeping them apart.
Read on pyalm.com - Guide
Cloud vs Desktop Accounting Software
What the e-invoicing mandate changed about this decision.
Read on pyalm.com - Free tool
Accounting Health Check
A 10-point self-check on the state of your bookkeeping.
Read on pyalm.com - Free tool
ERP Readiness Assessment
Gauge whether your processes are ready for a connected system.
Read on pyalm.com
Free tools handle the document. Pyalm Books handles the business.
A generator gives you one PDF. An account gives you the customer, the balance, the VAT position and the report that follows from it.